Northern California Insurance Bad Faith Lawyers
Insurance companies have a contractual duty to act in good faith in handling policy claims, and to honor valid claims. "Bad faith" occurs when an insurer refuses to or simply does not fulfill contractual obligations to clients. If your insurer does not act in good faith, either by denying your claim, delaying your claim, or refusing to settle your claim, you can sue the insurer for bad faith. If you are the victim of an accident and fear you are becoming the victim of bad faith insurance tactics, contact the Northern California insurance bad faith attorneys at Estey Bomberger today.
Examples of Insurance Bad Faith
Not every claim denial constitutes bad faith; there are valid reasons why an insurer can deny your claim. However, when an insurer fails to act reasonably, in accordance with the insurance policy, you may sue them for insurance bad faith. Bad faith can take many forms, from failing to promptly investigate a claim, to settling a claim for lesser than the insured is entitled to. Other examples of bad faith insurance tactics include:
- Failure to protect the interests of the policyholder
- Putting the policy holders interests below the interests of the insurance company
- Refusing to explain a claim refusal
- Unreasonably interpreting policy language
- Withholding policy limits
- Misrepresenting insurance coverage
- Underpaying claims
Experienced Insurance Claim Lawyers
From more than 70 years of collective experience handling personal injury cases in California, the attorneys and staff at Estey Bomberger have handled claims with virtually every major insurer. We've handled and won car insurance bad faith cases, disability insurance bad faith cases, health insurance bad faith cases, homeowner's insurance bad faith cases, life insurance bad faith cases, property insurance bad faith cases, and worker's compensation bad faith cases.
Auto Accident Insurance Claims
Estey Bomberger attorneys have represented accident victims and their families in personal injury claims against 21st Century Insurance, AIG Insurance, Allstate Insurance, Allied Insurance, Esurance, Chartis Insurance, GEICO Insurance, Lincoln General Insurance, Liberty Mutual Insurance, Progressive Insurance, Wawanesa Insurance, State Farm Insurance, the AAA Interinsurance Exchange of the Automobile Club, USAA Insurance, Explorer Insurance, The Hartford, Infinity Insurance, Viking Insurance, GMAC Insurance, Mercury Insurance, Workmen's Auto Insurance, Reliant General Insurance, Farmers Insurance and Nationwide Insurance.
How Much Is Your Claim Worth?
After a serious accident, insurance companies know that expenses will accumulate quickly and policyholders will be anxious to settle a claim and obtain benefits quickly. With this in mind, insurance companies often offer to settle a claim quickly, and policyholders, desperate to meet immediate financial needs, will accept a claim quickly. Before you accept any insurance settlement offer, it is within your best interests to get a second opinion about how much your claim is really worth. For more information or to discuss a settlement offer with a lawyer, contact Estey Bomberger for a free, no obligation case review.
Insurance Bad Faith Attorney Consultation
The lawyers at Estey Bomberger have the resources and skills necessary to stand up to powerful insurance companies. We have a proven record of success in insurance-claim disputes and insurance bad faith cases. As a result, many other personal injury attorneys refer insurance cases to the lawyers at Estey Bomberger. If you are looking for effective representation and maximum results in your case, contact the Northern California personal injury law firm of Estey Bomberger today. Our legal team is available to take your call and answer your questions 24 hours a day, seven days a week. We represent clients in Oakland, San Francisco, Sacramento, and throughout Northern California.